Savings and peace of mind Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn’t cover. Choose from our 111 Blue Medicare SupplementSM plans to find the plan that best fits your needs and your budget.
Wide selection of plans
Protection against unexpected events
A local company you can trust With the largest market share2 of Medicare supplement policyholders in the state, BCBSNC serves more than 125,0003 North Carolina Medicare beneficiaries with over 75 years of experience in the health care industry.
Largest market share of Medicare supplement policyholders in the state2
One of the most trusted Medicare supplement plans in the state2
. See the doctor you want No matter which Blue Medicare SupplementSM plan you choose, you’re free to select your own Medicare-participating doctor or visit any Medicare-participating hospital.And in most cases, your Part A and Part B Medicare claims and supplement claims are handled automatically by BCBSNC® .
Choice of Medicare-participating doctors
Easy to use, virtually no claims to file
Value-added discounts You'll also have access to Blue ValuesSM, our value-added discounts programs available to you at no extra cost4. You'll be eligible for discounts on health-related products and services, such as eyeglasses, hearing aids, and more.
Discounts on eyeglasses, hearing aids, and more!
Discount programs exclusive to BCBSNC members
Advantages for early enrollment Lock in your entry age on most of our plans5 There are many advantages to enrolling in Blue Medicare SupplementSM coverage within the first six months of enrolling in Medicare Part B. With entry-age plans, when you enroll, you lock in your entry age forever. Rate increases on your entry-age plans are only due to medical inflation or overall claims experience5. So, if you enroll when you're 65, you'll always pay the rate of a 65-year old, even when you're 80!
Lock in your entry age5
Convenient Costs
No waiting periods If you enroll early, you may be eligible for this plan without waiting periods for pre-existing periods. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for pre-existing conditions.
No waiting periods for pre-existing conditions
Guaranteed acceptance by enrolling early You cannot be turned down for Blue Medicare SupplementSM and may not have to complete a medical questionnaire if you meet the following:
You are age 65 or older, or under age 65 and are eligible for Medicare by reason of disability (Plans A and C,)6
You enroll within 6 months of enrolling in Medicare Part B
You are not covered by certain Medicaid programs
You are a resident of North Carolina
BCBSNC Blue Medicare SupplementSM Information
Compare Plan Benefits Get a free rate quote View an Outline of Medicare Supplement Coverage options
For more information about Blue Medicare SupplementSM plans, including a free rate quote, call Authorized Agency The J Ward Group at 828-698-5595, or insurancequote@thejwardgroup.com by completing the following information form.
For costs and further details of the coverage, including exclusions, any reductions or limitations and terms under which the policy may be continued in force, contact your agent or the company.
1 Plan A:BMS A, 12/09, Plan B: BMS B, 12/09, Plan C: BMS C, 12/09, Plan D:BMS D, 12/09, Plan F: 12/09, HI DED Plan F: BMS HDF, 12/09. Plan G: BMS G, 12/09, Plan K: BMS K, 12/09, Plan L: BMS L 12/09, Plan M:BMS M, 12/09, Plan N:BMS N, 12/09.
2 “2008 Medicare Supplement Insurance Experience Exhibits”, published in 2009 by the National Association of Insurance Commissioners (NAIC), as supplied by Mark Farrah Associates
3 Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, 2010.
4Blue Values programs may change or be discontinued at any time. Blue Cross Blue Shield of North Carolina (BCBSNC) provides these programs for member convenience and is not liable in any way for the goods and services received. These programs are not part of a member’s policy or benefits, but are value-added discounts available for their use. BCBSNC does not profit from the Blue Values program.
5 With entry-age plans, they will lock in their entry age forever as long as they stay in the Blue Medicare Supplement plan in which they initially enrolled. We also offer attainged age plans that feature lower initial rates than the initial rate of entry age plans, but these rates increase with age, due to age. Compare attained age and entry age plans to see which plans off the best cost for you. For both the entry age and the attained age plans, rates are subject to change June 1st of each year and are guaranteed for 12 months. Any change in your rate will be preceded by a 30-day notice.
6 Guaranteed acceptance is limited to (Plans A and C) for those under age 65 who have Medicare due to disability.
The J Ward Group is an independent authorized Agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by The J Ward Group. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. SM Marks of the Blue Cross and Blue Shield Association. SM 1 Mark of Blue Cross and Blue Shield of North Carolina
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NC HEALTH - MEDICAL INSURANCE PLANS & QUOTES - FREE HEALTH INSURANCE QUOTE IN NORTH CAROLINA
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At The J. Ward Group, we have the experience, information and tools to help you make a well informed decision about your health care plan. We welcome the opportunity to help you by providing a personalized health insurance quote. Simply select a button below or give us a call.
James E. Ward / The J. Ward Group is an independent authorized BCBSNC® producer/agency licensed to sell and promote products from Blue Cross and Blue Shield® of North Carolina (BCBSNC®). The content contained in this site is maintained by James E. Ward / The J. Ward Group.
Blue Cross and Blue Shield® of North Carolina is an independent licensee of the Blue Cross and Blue Shield® Association.
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